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Support Home Applying for a Loan Are loans through Firelands FCU fixed rate or variable rate? Are loans through Firelands FCU fixed rate or variable rate? All loans through Firelands FCU have a fixed interest rate, which means it won't change throughout the term of the loan. Was this article helpful? 0 2 Related Questions: What is the difference between a soft and hard credit inquiry? There are two kinds of inquiries (or pulls) that can...… What is the range of interest rates offered on loans, and what is the difference between APR and interest rate? All Firelands FCU loans offer a fixed rate, but individual...… How do I apply for a loan? Please complete the brief online application that will include information...…